Car Finance Check
Check if a vehicle has outstanding finance agreements. Protect yourself from inheriting someone else's debt.
Why Check for Finance?
Outstanding finance on a used car is one of the most common hidden risks in the UK used car market. If you buy a vehicle that has an active Hire Purchase (HP), Personal Contract Purchase (PCP), or lease agreement, the finance company legally owns that vehicle, not the seller. This means the finance company could repossess the car from you, even if you paid the seller in good faith. You would lose both the car and your money with very limited legal recourse.
How Our Finance Check Works
AutoReveal checks the vehicle's registration against the UK's major finance registers, including records held by the Finance & Leasing Association (FLA). We search for active HP, PCP, and leasing agreements, and where available, we report the name of the finance company and the approximate agreement date. If finance is found, we strongly recommend contacting the finance company directly to clarify the situation before proceeding with any purchase.